Our Story

From the Soil Up: Building Puno's Foundation

Born from a South African farming family, Puno bridges the gap for smallholder farmers, providing the financial infrastructure for sustainable growth.

Farming revenue follows crop cycles, not monthly calendars—commercial credit must reflect reality.

We build the risk architecture that allows banks to finance the hands feeding the continent, ensuring inputs today, repayment at harvest.

Our Evolution

From Insight to Impact: Puno's Journey

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Ground Insights

Infrastructure Design

Multi-Partner Expansion

Born from lived experience, we understood the friction of agricultural capital for smallholder farmers.

We engineered AI-powered credit scoring and guaranteed off-take markets to de-risk lending for institutions.

Our model enables banks and retailers to confidently extend working capital, fostering a resilient smallholder ecosystem.

Recognition

Trusted by Industry Leaders

Her Perfect Pitch – 2nd Place

Access Bank Womenpreneur

200 Young South Africans

Mail & Guardian

Business of the Year Finalist

Wits Business School